Frequently Asked Questions > Auto Insurance (5 entries)

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  • What is auto insurance?
    Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance ...
  • What is in a basic auto policy?
    Your auto policy may include six coverages. Each coverage is priced separately. 1. Bodily Injury Liability This coverage applies to injuries you, the designated driver or policyholder cause ...
  • What's the difference between cancellation and non-renewal?
    There is a big difference between when an insurance company cancels a policy and when it chooses not to renew it. Insurance companies cannot cancel a policy that has been in ...
  • If I file a claim, will my premium go up?
    You may be reluctant to file a claim because you fear that your premium will go up or your insurance will be cancelled. Practices vary from company to company. In general, ...
  • How much coverage do I need?
    Almost every state requires you to buy a minimum amount of liability coverage. Chances are that you will need more liability insurance than the state requires because accidents cost more than ...