Frequently Asked Questions > Home Insurance (11 entries)

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  • What type of insurance do I need for a co-op or condo?
    If you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home. You may, however, need more insurance to cover your personal items, ...
  • How do I file a homeowners claim?
    If someone has become injured on your property or if a violent storm destroys your home, you will need to file a claim with your insurance company. Remember, a homeowners policy ...
  • How much will homeowners cost?
    You need enough insurance to cover the following: There are many factors an insurance company uses to determine the price of your policy: The square footage ...
  • How much will homeowners cost?
    You need enough insurance to cover the following: There are many factors an insurance company uses to determine the price of your policy: The square footage ...
  • How much homeowners insurance do I need?
    You need enough insurance to cover the following: The structure of your home. Your personal possessions. T he cost of ...
  • How do I take a home inventory and why?
    Would you be able to remember all the possessions you’ve accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your ...
  • How does the payment process work?
    An adjuster will inspect the damage to your home and offer you a certain sum of money for repairs. The first check you get from your insurance company is often an ...
  • Should I purchase an umbrella liability policy?
    If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, which pays for judgements against you and your attorney's fees, up to an ...
  • What is homeowners insurance?
    Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means ...
  • What is in a standard homeowners insurance policy?
    A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your ...
  • How is the settlement amount determined?
    The settlement amount depends on which type of policy you have. Having inadequate insurance can affect the amount of compensation you get. Replacement Cost and Actual ...